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Direct Compensation For Property Damage (DCPD) Insurance

What is direct compensation property damage (DCPD)?

On January 1, 2022, Alberta will adopt a Direct Compensation for Property Damage (DCPD) system – which will improve the way Alberta’s insurers support their customers following collisions.

So What exactly DCPD meant to you?

Under DCPD, your own insurance company pays for repairs to your vehicle when you are not at-fault for a collision, not someone else’s. It’s a fairer and more customer-focused approach to insurance claims and vehicle repairs.

Do I need to do anything to prepare for DCPD?

Vehicle owners won’t have to do anything when DCPD begins in 2022. DCPD is simply a change in the way vehicle damage claims are treated in Alberta following collisions. DCPD does not change your automobile coverage, only who pays for the damage.

For more questions, you can call your broker at Alliance Insurance 780 490 0053 and understand more about the changes.

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